2024 - HB430 - Firearms - Liability Insurance - Public Wearing and Carrying

[thomfantomas]

So even those that possess a shotgun in their home would be in violation,if they don't have liability insurance?

 

[RFBfromDE]

“…intentional acts..” may be excluded from home policy. Don‘t know for sure.

Oh there are several cookie cutter exclusions and intentional acts certainly are Among them.

Fortunately, people don’t typically intend to hit a pedestrian outside a crosswalk or shoot an innocent bystander during a justifiable act of self defense.

 

[whiskey3]

If I shoot it, its intentional.

 

[Park ranger]

I’m just going on record right now. I will request my representative to make every man (and woman???) insure their dicks for rape.

 

[K-Romulus]

On the other side of the country this past summer, a generic gun liability insurance law in San Jose prevailed at the district court level (after what sounds like BS during the proceedings):

Judge upholds San Jose's ordinance requiring gun owners to have liability insurance

The City of San Jose is calling it a victory in the fight against gun violence a judge upholding the city's Gun Harm Reduction Ordinance.

abc7news.com

"We had to change gears and the judge had to change gears and apply a different legal standard that came down from the U.S. Supreme Court," [city pro bono lawyer] Prevost said. "The ordinance had to be evaluated based on historic precedent, what the framers in the 1800s would have thought of at the time, and whether an ordinance has historic roots as it were."

With the change, Brady, a nonprofit that pushes for gun safety, was looked to by the court to weigh in.

The federal judge ruled Thursday that the insurance requirement for gun owners does not restrict gun firearm possession or use.

The PDF order granting the city's motion to dismiss is linked here.

The NJ case seems more on point to the MD law, but we'll have to see (we are in the 4th Circuit, after all, which hates gun owners - despite what that crackpot law prof Joseph Blocher claims).

 

[River02]

Pro-tip: Check w/your homeowners insurance agency. Adding increased liability coverage on my homeowners policy was significantly less expensive than adding the liability coverage on my CCW Safe plan-- and it covers me in all US States and territories and world-wide.

 

[RFBfromDE]

I’m just going on record right now. I will request my representative to make every man (and woman???) insure their dicks for rape.

There was an STD/AIDS exclusion added back in the 80s and is still hanging on.

Like the water bed liability was specifically included in the 70s as a gimmick coverage.

I always get a kick out of that one!

 

[RFBfromDE]

Pro-tip: Check w/your homeowners insurance agency. Adding increased liability coverage on my homeowners policy was significantly less expensive than adding the liability coverage on my CCW Safe plan-- and it covers me in all US States and territories and world-wide.

+ an umbrella if you have any net worth whatsoever.

 

[River02]

+ an umbrella if you have any net worth whatsoever.

X-Actly--- the Umbrella

 

[rbird7282]

This is nothing more than the MGA’s continued war on law abiding MD gun owners


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[smokey]

I'm not complying with this and I will continue carrying if this passes, I'm willing to swear it under oath if MSI needs a plaintiff.

 

[BurkeM]

So even those that possess a shotgun in their home would be in violation,if they don't have liability insurance?

... prohibiting a person from wearing or carrying a firearm under certain circumstances...

 

[Mark75H]

So even those that possess a shotgun in their home would be in violation,if they don't have liability insurance?

Stop giving them ideas

 

[Muleskinner]

You're assuming they care about public safety........they don't.

This... Y'all got to dtop thinking that gun control is somehow related to public safety. If gun control were about keeping the public safe the government would be encouraging law abiding citizens to carry.. they don't..

Gun control is about control.. nothing more

 

[Muleskinner]

Does firearm liability insurance even exist?

And what would keep the state from passing this and then making it illegal to sell firearm liability insurance in the state?

 

[RFBfromDE]

Does firearm liability insurance even exist?

And what would keep the state from passing this and then making it illegal to sell firearm liability insurance in the state?

I know you‘re excited, but did you see any of the posts preceding your remark?

 

[BurkeM]

Firearms - Liability Insurance - Public Wearing and Carrying

Here's the biggest joke in the bill:

A COURT MAY NOT FIND A PERSON GUILTY OF VIOLATING THIS SECTION IF, BEFORE THE CONCLUSION OF THE TRIAL FOR AN ALLEGED VIOLATION OF THIS SECTION, THE PERSON SUBMITS PROOF TO THE COURT AND THE STATE’S ATTORNEY THAT THE PERSON HAS OBTAINED AND IS CURRENTLY COVERED BY THE LIABILITY INSURANCE REQUIRED UNDER THIS SECTION TO PROSPECTIVELY INSURE AGAINST THE PERSON’S LIABILITY ARISING FROM THE PERSON’S USE OR STORAGE OF A FIREARM.

So- if arrested, you buy a policy before your court date, and the state MUST drop the charges.

 

[6-Pack]

... prohibiting a person from wearing or carrying a firearm under certain circumstances...

Which would include hunting, correct?

 

[BurkeM]

Does firearm liability insurance even exist?

Joke #2- The NRA sells insurance.

NRA Carry Guard. Don't Carry a Gun Without Carrying This.

graphics.nra.org

NRA Endorsed Member Benefits was founded in January 2000, and has been providing valuable insurance and security solutions exclusively to NRA members and their families. We provide Property & Liability plans as well as Life, Health and Accident plans to all members.

This could vastly expand NRA Membership for Maryland residents.

 

[miles71]

Joke #2- The NRA sells insurance.

NRA Carry Guard. Don't Carry a Gun Without Carrying This.

graphics.nra.org

View attachment 450283

NRA Endorsed Member Benefits was founded in January 2000, and has been providing valuable insurance and security solutions exclusively to NRA members and their families. We provide Property & Liability plans as well as Life, Health and Accident plans to all members.

This could vastly expand NRA Membership for Maryland residents.

View attachment 450284

I don’t think this exists anymore.

TD