STeveZ
Thank you, Abelard
After receiving my permit I went on line and applied for my HQL. The last page I saw said my stored method of payment would be billed. I don't remember storing a method of payment but I might have. Neither of the two accounts I would have used have been charged anything. And I'm also thinking I started the process with a link apply for a "free HQL" somewhere one the state site. I haven't received any notifications since (its been under a week). I thought I'd ask here before routing around on the state's super clunky web site.