I'll take it one step further and say that I would suggest that a person that can not meet 1 or 2 should not reload at all. So... unless you are loading no more than around 2K a year, you should get a progressive reloading press as your 1st reloading press.
I don't think the 2k number is a good decision point. One of the greatest factors for me was that ammo was harder to find than a unicorn for quite a while. I am no longer at the mercy of ammo scalpers.
You also save a lot more making rifle rounds.
This is of course a very person decision. I like being in the drivers seat for my accuracy and ammo availability.