Just another law abiding citizen in MD trying to acquire my hand gun permit

[Jlynne2]

Congratulations, and hoping you never have to use it. Look into self defensive shooting insurance. fred55

Thank you !

I hope the same. And my instructor told me to do that as well. First thing on my list.


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[Jlynne2]

Congratulations, and hoping you never have to use it. Look into self defensive shooting insurance. fred55

Do you have a recommendation on where to get it? I saw a couple but I would like some input


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[Occam]

Do you have a recommendation on where to get it? I saw a couple but I would like some input

There are several to choose from. Pros and cons of each can make the decision complex on the finer points. I went with USCCA.

 

[fred55]

This is a great place to start: fred55

 

[Jlynne2]

There are several to choose from. Pros and cons of each can make the decision complex on the finer points. I went with USCCA.

That’s where I was looking. Thank you!


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[ShafTed]

Is your permit unrestricted?
Also, go get yourself a PA permit for (relative) pennies and minutes and you'll be able to carry in quite a few states.

If you want to carry in Delaware, neither MD nor PA is recognized. Non-resident from either Arizona, Florida, or Utah will cover DE.

Will Adams County mail it back or must it be picked up? Thanks

You have to pick it up in person. They take your picture, then print it on the spot and you walk out with it in your wallet.

Do you have a recommendation on where to get it? I saw a couple but I would like some input


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There is a comparison page on fred's link:

https://www.concealedcarry.com/self-defense-gun-owner-insurance-programs-compared/

 

[Biggfoot44]

I personally know the founder and one of the Board Members of ACLDN , and recommended them highly .

 

[ComeGet]

Congratulations. I highly recommend the NRA's Personal Protection Outside the Home class. They also have a version for inside the home, too, which is also good.

 

[rbird7282]

Oh. Trust me. I have thick skin, as well as a dark sense of humor.


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You’ll fit right in here then!
And congrats on the permit!!

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[davsco]

regarding insurance, make sure you ask some very specific questions & situations about what is covered and what is not and have them show you in the actual policy. hate to pay them money for years and then when you need it, well, that's not covered, or you have to front it and we reimburse you later, or we select your attorney, etc. insurance companies aren't in it to lose money.

 

[miles71]

Not really insurance but I like US Lawshield

TD

 

[Cal68]

Congratulations to the OP on her successful interview. I pray that she never has to use her CCW to defend herself.

Cal68

 

[tailgunner]

Welcome to the forum. Anyone who has to enter Baltimore city has good and substantial reason to carry and you as a social worker I assume may be. Your fear for your life and that of your child sould be enough to garner you a ccw in itself. Good luck and welcome to the shooting community.

 

[JohnnyH]

A "friend" has been approved and is waiting for the permit to arrive by mail. Here's his timeline and experience, which I hope helps.

A "friend's" application was accepted on 2/4/20. Last Monday, the friend received an email introducing my investigator, and that afternoon, he called to set up a phone interview (not in-person because of COVID). The interview took place Tuesday morning. The friend's business justification is not quite the standard mold, but he prompted the friend for other documents that would help demonstrate that he actual have an ongoing business in MD and making deposits at the bank. (BTW, the copy of 6 deposits must be of in-person, not electronic, deposits.) The additional docs were emailed to the investigator on Wednesday. On Thursday, my friend received an email from him stating that the app was forwarded to Pikesville for final review, with a positive recommendation. Now, this is amazing ... on Friday morning, my friend received an email from MSP that his app was approved, and would receive a mailing within 5-7 business days. My friend was expecting to wait another month, as the investigator did mention the 90 days they have to complete the process. Note: the interview was business like and non-confrontational.

2 other friends applied 2 weeks earlier than the above app, under a church volunteer security team justification. They have been notified that an investigator has been assigned, and their references have been checked, but have not heard from the investigator. Why the difference in timing? It seems that the MSP has been inundated with business justified apps, and they are banging through them as fast as they can. So, I ASSUME thats the difference, but can't be sure.

Jlynne2 having said all that, I would hope that a domestic violence justification would take priority over everything. But, who knows. I have heard of taking 120 days, in the past, but think they are working at staying within the 90 days total. I am praying for your protection and a smooth app process.

 

[shrinkwrap]

So glad to hear that you are proactive in protecting yourself and your child/ren. Hope you receive your permit soon after you apply.

 

[Jlynne2]

A "friend" has been approved and is waiting for the permit to arrive by mail. Here's his timeline and experience, which I hope helps.

A "friend's" application was accepted on 2/4/20. Last Monday, the friend received an email introducing my investigator, and that afternoon, he called to set up a phone interview (not in-person because of COVID). The interview took place Tuesday morning. The friend's business justification is not quite the standard mold, but he prompted the friend for other documents that would help demonstrate that he actual have an ongoing business in MD and making deposits at the bank. (BTW, the copy of 6 deposits must be of in-person, not electronic, deposits.) The additional docs were emailed to the investigator on Wednesday. On Thursday, my friend received an email from him stating that the app was forwarded to Pikesville for final review, with a positive recommendation. Now, this is amazing ... on Friday morning, my friend received an email from MSP that his app was approved, and would receive a mailing within 5-7 business days. My friend was expecting to wait another month, as the investigator did mention the 90 days they have to complete the process. Note: the interview was business like and non-confrontational.

2 other friends applied 2 weeks earlier than the above app, under a church volunteer security team justification. They have been notified that an investigator has been assigned, and their references have been checked, but have not heard from the investigator. Why the difference in timing? It seems that the MSP has been inundated with business justified apps, and they are banging through them as fast as they can. So, I ASSUME thats the difference, but can't be sure.

Jlynne2 having said all that, I would hope that a domestic violence justification would take priority over everything. But, who knows. I have heard of taking 120 days, in the past, but think they are working at staying within the 90 days total. I am praying for your protection and a smooth app process.

I have received it. Took less than 3 weeks. Interview and then was approved two days later. Got my permit in hand last week.

Thank you for your input !!


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[Jlynne2]

So glad to hear that you are proactive in protecting yourself and your child/ren. Hope you receive your permit soon after you apply.

Thank you so much! I have received it. In hand. Less than a month from date of application.


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[Jlynne2]

Congratulations to the OP on her successful interview. I pray that she never has to use her CCW to defend herself.

Cal68

Thank you very much. That means a lot.
I pray I never have to use it as well. But better to be prepared especially with the way things are these days.


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[Jlynne2]

If you want to carry in Delaware, neither MD nor PA is recognized. Non-resident from either Arizona, Florida, or Utah will cover DE.




You have to pick it up in person. They take your picture, then print it on the spot and you walk out with it in your wallet.





There is a comparison page on fred's link:

https://www.concealedcarry.com/self-defense-gun-owner-insurance-programs-compared/

This comparison link was the absolute best. I have decided and got insurance now. I am limited funds wise with all my bills and a toddler so that limits what I can afford as well. But I’m confident in us law shield as I know someone who has personally used them.


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[shrinkwrap]

Thank you so much! I have received it. In hand. Less than a month from date of application.


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That's terrific! The only thing left is to set up a practice regime (as often as you have the time for and can afford). Dry fire/laser training at home, try using a timer at the range (several free downloads, adds a bit of pressure to your practice). Lots of training available (at least, under normal circumstances). Keep at it until you feel confident in your abilities and judgment, especially under stress, and then push a little more. Make sure to practice reloads and malfunction drills. Stay safe!