My neighbor lets me bow hunt his property. Its a small 2 acre lot, backs up to 60 acres. The DNR hunting permission form says "In return for the privilege of hunting and/or trapping on this private property, I agree to obey the laws, and to observe all safety precautions and practices, and to take every precaution against fire, and to assume all responsibility and liability for my person and my property while on the landowner’s property."
He and I are fine with the DNR form, but his insurance agent at State Farm is concerned that I would sue him if something bad happened to me. Or, conceivably, another neighbor could have an issue that would involve damages. Apparently the DNR language is not enough for State Farm.
Does anyone have experience with getting insurance to hunt private land? I know in formal hunting leases, this would be required, but I don't know anyone who has ever had to get insurance outside of a lease situation. I checked the book and no mention of this being a requirement.
He and I are fine with the DNR form, but his insurance agent at State Farm is concerned that I would sue him if something bad happened to me. Or, conceivably, another neighbor could have an issue that would involve damages. Apparently the DNR language is not enough for State Farm.
Does anyone have experience with getting insurance to hunt private land? I know in formal hunting leases, this would be required, but I don't know anyone who has ever had to get insurance outside of a lease situation. I checked the book and no mention of this being a requirement.