In 4 yrs my son will be a senior in HS, I will have 38yrs in the pension system, the county will pay 90% of my medical, my IRA should have more money in it and I will be 60. Momma wants to move to Tenn. like last year, I will have options if it comes to that. The ONLY problem I forsee is if we have grandkids by then..... Momma may not want to move; on the bright side of that thought I was feeding myself before I married her and I been taking notes since then.