Reloading your own ammo comes in handy when ammo is hard to find like it was in 2020.
Components weren't any better, which brings me to my point; reloading is no good unless you keep a running supply of components. Lots of components. At that point, you will never come close to breaking even, let alone saving money.
Reloading was never meant as a money saving scheme. It was meant as a means to load and tailor ammo to suit your personal needs and goals(accuracy).
The best way to save money on ammo is to buy it cheap and stack it deep.