Firedog1979
Be part of the solution!
Anyone carry any of these self defense policies or have any suggestions or recommendations? Like USCCA ?
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I'm with USCCA. $13/month for $325,000 coverage that extends beyond carrying (e.g., home defense). Plus you get their magazine.
Thanks for the reply! Yeah it seems like a good idea especially because I CC in other states while traveling.
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CCWSafe $129/yr
*****I hope to never have to shoot someone in self defense but I do have Utah, Va, and Florida CCW. This might seem naive but in this area (MD), Couldn’t some zealous prosecutor make the argument that if you have this type of insurance you were more likely to shoot the upstanding citizen you caught breaking into your home with burglary tools, and a duffel bag full of money and jewelry you kept in your safe, as well as your prized paw printed poster of the Taco Bell dog you were gonna sell to help finance your kids college?
I get that it’s insurance, and it would be very expensive to defend yourself if you were involved in a shooting, but it seems kinda expensive for a very remote chance of you using it? The prices being quoted are a bit less than what I pay for my umbrella insurance policy in the seven figures in case I get sued. Doubt it covers shooting someone in self defense, but it does cover the more likely scenario of being sued for a car accident, or someone drowning in my pool, or someone slipping and falling off my deck and impaling themselves accidentally on my grill skewers below (I have big skewers...)...
Does anyone know of anyone who has used this insurance? I get the peace of mind part of it, but it seems expensive for what it is.
WARNING: WBAL TV reporter David Collins has signed on here at MDshooters (David_Collins)and has been fishing around to interview“someone who had purchased CCW insurance, likes it, and is happy to talk about it”.
I REPEAT: Do not fall for this TRAP! Your insurance arrangements are a PRIVATE MATTER. Anyone who gives Collins or any other reporter an interview on this subject will be portrayed as seeking a “Gunfighter Pass”.
Decline all interviews and recommend that inquiring reporters contact the USCCA or the NRA spokespeople.
Thank you for your attention to this.
*****I hope to never have to shoot someone in self defense but I do have Utah, Va, and Florida CCW. This might seem naive but in this area (MD), Couldn’t some zealous prosecutor make the argument that if you have this type of insurance you were more likely to shoot the upstanding citizen you caught breaking into your home with burglary tools, and a duffel bag full of money and jewelry you kept in your safe, as well as your prized paw printed poster of the Taco Bell dog you were gonna sell to help finance your kids college?
I get that it’s insurance, and it would be very expensive to defend yourself if you were involved in a shooting, but it seems kinda expensive for a very remote chance of you using it? The prices being quoted are a bit less than what I pay for my umbrella insurance policy in the seven figures in case I get sued. Doubt it covers shooting someone in self defense, but it does cover the more likely scenario of being sued for a car accident, or someone drowning in my pool, or someone slipping and falling off my deck and impaling themselves accidentally on my grill skewers below (I have big skewers...)...
Does anyone know of anyone who has used this insurance? I get the peace of mind part of it, but it seems expensive for what it is.
USCCA covers you in any defensive situation, not just while carrying concealed. I've asked then about that specifically. In Maryland, where we have no castle doctrine in regard to criminal charges (we do have one for civil immunity if no crime was committed) this is good coverage.
I went with USCCA as well.
Just for clarification, Maryland DOES have castle doctrine case history. The civil immunity law was called castle doctrine law but was not at all the same. Maryland is one of the oldest states with "your house is your castle" doctrine. Just wish the law makers would implement it into a formal law.
Yes, but Maryland currently has a requirement for a "duty to retreat" (see http://criminal.findlaw.com/criminal-law-basics/states-that-have-stand-your-ground-laws.html) so any past castle doctrine in Maryland is meaningless.