2024 - HB430 - Firearms - Liability Insurance - Public Wearing and Carrying

[Not_an_outlaw]

If you want to voice your opinion to those that are going to pass this abomination, you could go up to Annapolis on Man Up Mondays, or you can just compain about it here!!

 

[Adolph Oliver Bush]

If you want to voice your opinion to those that are going to pass this abomination, you could go up to Annapolis on Man Up Mondays, or you can just compain about it here!!

 

[Ellis Gordon]

You may be interested to know that in 2010 Maryland expanded the Castle Doctrine to include immunity from civil lawsuits if the person reasonably believes that force or deadly force is necessary to repel an attack by the individual (in the home). 2010 Maryland Code COURTS AND JUDICIAL PROCEEDINGS TITLE 5 - LIMITATIONS, PROHIBITED ACTIONS, AND IMMUNITIES Subtitle 8 - Immunities and Prohibited Actions - Miscellaneous Section 5-808 - Civil immunity for defense of dwelling or place of business. § 5-808 Civil immunity for defense of dwelling or place of business. (a) Person.- In this section, "person" does not include a governmental entity. (b) Civil immunity.- A person is not liable for damages for a personal injury or death of an individual who enters the person's dwelling or place of business if: (1) The person reasonably believes that force or deadly force is necessary to repel an attack by the individual; and (2) The amount and nature of the force used by the person is reasonable under the circumstances. (c) Exception.- Subsection (b) of this section does not apply to a person who is convicted of a crime of violence under § 14-101 of the Criminal Law Article, assault in the second degree, or reckless endangerment arising out of the circumstances described in subsection (b) of this section. (d) Costs and attorney's fees.- The court may award costs and reasonable attorney's fees to a defendant who prevails in a defense under this section. (e) Other provisions not limited or abrogated.- This section does not limit or abrogate any immunity from civil liability or defense available to a person under any other provision of the Code or at common law. [2010, ch. 555.]​

 

[dblas]

I just checked the hearing schedule, this appears to be in front of two committees, or a joint committee (Judiciary and Economic Matter), and currently has no hearing date set.

 

[swinokur]

All the poor people I know who can’t afford a W&C permit and who don’t own a car can definitely afford to get their liability insurance upped to 300k on their non existent auto insurance policy.

Theses people are beyond stupid

 

[ShafTed]

Not stupid, just evil.

 

[jc1240]

Not stupid, just evil.

I would agree the politicians are evil, but the voters who put them there are stupid.

 

[BeoBill]

​

You may be interested to know that in 2010 Maryland expanded the Castle Doctrine to include immunity from civil lawsuits if the person reasonably believes that force or deadly force is necessary to repel an attack by the individual (in the home). 2010 Maryland Code COURTS AND JUDICIAL PROCEEDINGS TITLE 5 - LIMITATIONS, PROHIBITED ACTIONS, AND IMMUNITIES Subtitle 8 - Immunities and Prohibited Actions - Miscellaneous Section 5-808 - Civil immunity for defense of dwelling or place of business. § 5-808 Civil immunity for defense of dwelling or place of business. (a) Person.- In this section, "person" does not include a governmental entity. (b) Civil immunity.- A person is not liable for damages for a personal injury or death of an individual who enters the person's dwelling or place of business if: (1) The person reasonably believes that force or deadly force is necessary to repel an attack by the individual; and (2) The amount and nature of the force used by the person is reasonable under the circumstances. (c) Exception.- Subsection (b) of this section does not apply to a person who is convicted of a crime of violence under § 14-101 of the Criminal Law Article, assault in the second degree, or reckless endangerment arising out of the circumstances described in subsection (b) of this section. (d) Costs and attorney's fees.- The court may award costs and reasonable attorney's fees to a defendant who prevails in a defense under this section. (e) Other provisions not limited or abrogated.- This section does not limit or abrogate any immunity from civil liability or defense available to a person under any other provision of the Code or at common law. [2010, ch. 555.]​

So how does one get damages from a multigenerational welfare recipient?

 

[BeoBill]

I just checked the hearing schedule, this appears to be in front of two committees, or a joint committee (Judiciary and Economic Matter), and currently has no hearing date set.

And it's getting National level attention...

 

[Allen65]

So how does one get damages from a multigenerational welfare recipient?

Reinstitute the concept of Dickensian workhouses and debtors' prisons?

 

[tomcatfan]

If the report I heard last night was accurate, the type of insurance the bill calls for doesn't even exist.

Since when does that matter? Remember the whole fiasco over binary triggers? The people passing these laws are absolutely clueless and they don't care to be educated on the subject.

 

[BeoBill]

Since when does that matter? Remember the whole fiasco over binary triggers? The people passing these laws are absolutely clueless and they don't care to be educated on the subject.

Remember the microstamping fantasy? They pass laws that have no bearing on reality all the time. All in the name of "Doing something!".

 

[Not_an_outlaw]

Remember the microstamping fantasy? They pass laws that have no bearing on reality all the time. All in the name of "Doing something!".

Or tagents in powder!

 

[BurkeM]

FYI- NRA MEMBERS are covered - see below.

$500,000 Combined single limit
$100,000 Defense
reimbursement sublimit

$125
PER YEAR*

FIREARM INSURANCE DETAILS​

Important benefits included in
our Personal Firearm Liability Insurance

Hunting and shooting accident liability
Unfortunately, perfect hunts can be ruined with incidents of accidental discharge, misfires and more. Even if you prefer shooting sports like trap shooting, running targets or pistol shooting, there are risks involved. Should an incident occur while you are hunting or participating in shooting sports, Personal Firearm Liability Insurance protects against the costs associated with a claim.

Accidental discharge coverage
Accidental discharge can occur when the firearm suffers from mechanical malfunction, when the firearm is dropped, when the firearm is cleaned and more. With Personal Firearm Liability Insurance, lawful gun owners are protected against the costs associated with an accidental discharge claim.

Lost or stolen firearm liability
Even lawful gun owners who store their firearms securely and lend them carefully can be held legally responsible for what is done with the firearm after it is lost, lent or stolen. If your legally possessed firearm is lost or stolen and an incident occurs, Personal Firearm Liability Insurance will protect against the costs associated with claims.

Lawful personal defense
Should you ever need to lawfully use a legally possessed firearm to defend yourself with reasonable use of force, Personal Firearm Liability Insurance will protect against the costs associated with a claim—on a reimbursement basis— once all charges are dropped, or you are acquitted of all charges, up to applicable policy limits.

 

[MigraineMan]

Bumpity bump - testimony and sign-up are due at MyMGA website by 6pm today.

 

[pre64hunter]

I just checked the hearing schedule, this appears to be in front of two committees, or a joint committee (Judiciary and Economic Matter), and currently has no hearing date set.

House Bill 0430 will require that every person who carries a loaded firearm but have a $300,000 liability policy. This is not limited to carry permit holders. It will impact hunters, trap shooters, casual shooters, 4H and Scouts. Even non-federal law enforcement officers will be subject to this requirement. OPPOSE

Hearing: Wednesday Feb. 28th @ 1 pm Register: Monday, Feb. 26th, 10 am - 6 pm

 

[blipper]

No requirement if gun is unloaded. Hmm….
Israeli carry +1.

 

[Mark75H]

No requirement if gun is unloaded. Hmm….
Israeli carry +1.

MD considers ammo in a mag in a gun a loaded gun. You aren't getting off that easy.

 

[eruby]

MD considers ammo in a mag in a gun a loaded gun. You aren't getting off that easy.

A) unloaded gun with mag in pocket

B) Fvck You MGA, WWNC

 

[6-Pack]

A) unloaded gun with mag in pocket

B) Fvck You MGA, WWNC

Can I have option B for $200 Alex?