Typically when one loads straight walled pistols, they bell the mouths to allow easy starting of the boolits.. If you don't crimp enough to remove this belling, it can cause issues with chambering and if you don't have enough crimp to prevent boolit setback, this can cause issues as well.
With a FCD die, you should be fine on crimp if it is properly setup.
Agreed. It's the setup piece I wonder about. Also, at what point in the plunk test is OP noting resistance? Hard to know just exactly what's being described, but the way the OP described it, it makes me wonder about the possibility of a crimp issue. OAL might not be what's keeping that cartridge from seating if resistance is such that what OP is saying is that there's no plunk at all, and he has to push that round down that barrel???