Please add your Thoughts: Insurance, Liability Privacy and Registration Concerns

[jfox]

So it seems like a wise idea as one starts to accumulate any quantity of of firearms to carry insurance, both for home; as well as possibly for legal protection (liability)

However, it appears to happen quite quickly that homeowners policies will not cover more than a vary minor $$ amount, unless you itemize the firearm. And to do that, mine wants make, model, copy of receipt, photos, etc.

This bothers me. Trusting insurance companies (who historically have not been 2A friendly) with such information. Further, while I haven't looked in detail yet I wouldn't be surprised if the same thing came up if one was shopping for an umbrella policy or some other type of liability protection that covered firearms.

I am very curious how others have handled this issue. If your firearms are legally owned, I understand the desire for an insurance company to have certain information...but not sure I like the idea of some of the historically anti-2A companies having so much information in their database, which they could easily abuse or turn-over toward a registry.

Any thoughts? What do you all do? Does any body carry a policy by a completely different company than your homeowners company for theft etc? And what do others do regarding liability protection?

Thanks-

 

[Engine4]

Good question! This is something I've been planning on persuing as well. I know NRA has a minimal coverage option, but I wanted to ask them if they offer anything extra & more comprehensive for purchasing.

 

[Name Taken]

Liability insurance, if you can find it, is going to be insanely priced. You are asking to be insured up to millions of dollars that a wrongful death civil suit would bring.

 

[Mooseman]

I have not added mine to my homeowners, yet. I am going to have to do it soon.

 

[mac1_131]

check into "collectibles insurance agency" or the NRA for your loss policy. I know for sure CIA (which I use) does not take serial numbers

as for liability, don't even go there. get a regular umbrella liability policy (add to your homeowner's policy for example), I think that will cover things up to it's limit and it's fairly inexpensive. read the exclusions before you buy.