5 things every NRA firearm instructor should consider.

[Tom Perroni]

5 things every NRA firearm instructor should consider.

While it seems to me at least everyday there is someone else who is offering Firearms Training either for Free? Or they do it for profit. However I truly believe in my hart, most have no idea what type of liability they have when doing so.

I personally carry a $3 Million Dollar General Liability Policy with errors and omissions insurance. Not to mention range insurance and business insurance.
I hate to say this but most will not find out until it is too late.

I will not purport to give any legal advice. However I found a good article some time ago and wanted to pass it along. Here it is below:

http://www.stecklaw.com/2012/07/06/5-things-every-nra-firearm-instructor-should-consider/


This is a start and something to get you thinking, do I want to teach someone to shoot or sell medical supplies?

Best advice is to talk to a lawyer and we have plenty of good ones on this board.

Caveat emptor!

Tom

 

[3rdRcn]

I carry 2 million myself Tom and you might expand your statement to include those that are not NRA instructors as well as those that are.

 

[Redcobra]

When I instruct (Skeet and Trap) classes for my Club I am covered by my Club's Insurance.

 

[alucard0822]

When I instruct (Skeet and Trap) classes for my Club I am covered by my Club's Insurance.

Yes, 2mil policy through our club, A letter from the club and some other paperwork affirming you are an instructor/RO is needed for coverage if you are named in addition to or instead of the club in a lawsuit. It is too easy for the club's insurance to just state you were not representing the club when instructing, and are not covered, read the fine print very carefully, still probably better off with your own policy if you instruct.

 

[woodstock]

$3,000,000.00 and a certificate naming the facility for each venue I teach. Plus all the other insurances required for being self employed and instructing in a "dangerous" business.

 

[Sundazes]

Yes, 2mil policy through our club, A letter from the club and some other paperwork affirming you are an instructor/RO is needed for coverage if you are named in addition to or instead of the club in a lawsuit. It is too easy for the club's insurance to just state you were not representing the club when instructing, and are not covered, read the fine print very carefully, still probably better off with your own policy if you instruct.

This is what I was asking about in the other thread. Damn good advice.
Any ideas about the Boy Scouts? Would a separate policy be a good idea if you are just volunteering?

 

[woodstock]

This is what I was asking about in the other thread. Damn good advice.
Any ideas about the Boy Scouts? Would a separate policy be a good idea if you are just volunteering?

volunteers are sued all the time. they don't have the protections built in prohibiting someone from taking everything you have.

 

[Brooklyn]

One reason I no longer " volunteer ". And if I am ' volunteered'. I find another range to shoot at. Its no joke...

 

[MDshooters]

Guys, you don't tell people you are insured...
Deep pockets are targets for hungry lawyers...

 

[mcbruzdzinski]

Thanks for sharing Tom!