Looking to Refinance Mortgage

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  • virtus

    Ultimate Member
    Aug 11, 2010
    1,493
    Anyone on the boards that can help out?
     

    Not_an_outlaw

    Ultimate Member
    Patriot Picket
    Jan 26, 2013
    4,679
    Prince Frederick, MD
    I am too. Working with Network Capital that has the radio show on WMAL. For a 20 year loan, they are quoting 3.375 with closing help. They are paying up to $1,400 in fees so I keep the same balance. I think I can do better. Navy Federal has as offering 2.5 on a 15 year. They are hard to get ahold of, however.
     

    EarnestT

    In the hollow
    Aug 18, 2013
    1,583
    Not in Maryland
    Company Name: Southern Trust Mortgage LLC., Ryan C. Lowry, Branch Manager, NMLS#216919
    -Storefront:4940 Campbell Blvd, Suite 125, Nottingham, MD 21236
    -Phone:410-753-2236, Fax: 888-804-9340
    -Website: www.LoansByLowry.com
    -Email: RLowry@southerntrust.com
    -Hours of Operation: Always
    -Forum Username: El_flasko

    THIS GUY! He is one of us and will work hard to get you the best deal.
     

    dlmarion

    Active Member
    Feb 6, 2013
    824
    Carroll County
    I heard that banks are pushing rates up because they cant handle the demand. I locked in last Monday and they told me it would take at least 60 days to close.
     

    rouchna

    Defund the ATF
    MDS Supporter
    Nov 25, 2009
    5,951
    Virginia
    Company Name: Southern Trust Mortgage LLC., Ryan C. Lowry, Branch Manager, NMLS#216919
    -Storefront:4940 Campbell Blvd, Suite 125, Nottingham, MD 21236
    -Phone:410-753-2236, Fax: 888-804-9340
    -Website: www.LoansByLowry.com
    -Email: RLowry@southerntrust.com
    -Hours of Operation: Always
    -Forum Username: El_flasko

    THIS GUY! He is one of us and will work hard to get you the best deal.

    This. Contact Ryan and he will take care of you.
     

    gwchem

    Ultimate Member
    MDS Supporter
    Dec 18, 2014
    3,434
    SoMD
    Rates skyrocketed early last week because of the demand. I should've locked in the Thursday before, but I hesitated.
     

    lowoncash

    Baned
    Jan 4, 2010
    3,447
    Calvert county
    I am too. Working with Network Capital that has the radio show on WMAL. For a 20 year loan, they are quoting 3.375 with closing help. They are paying up to $1,400 in fees so I keep the same balance. I think I can do better. Navy Federal has as offering 2.5 on a 15 year. They are hard to get ahold of, however.

    I've had several problems with Navy Federal. I've ask very specific question and repeated them in different ways to clarify understanding. The answers I get on the phone are much different than what actually happens. I've also found mistakes they've made on my accounts and had to have them corrected.
    I've started asking for confirmation emails restating the policies they explain on the phone. They get pretty pissy when I ask them to put things in writing.

    Some of the problems are directly from the manager in Lexington Park.
     

    Gliderkit1

    Member
    Aug 8, 2019
    53
    Frederick county
    Check out creative morgtage solutions in MT.airy I just closed on a refi 2.99% 15yr closed in 28 days from when I first called to check in to it. I have herd rates have gone up a little I locked in on 2/28.
     

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