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Old November 8th, 2018, 01:09 PM #71
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Originally Posted by hchon3 View Post
Question, do i have to give him my home owners insurance info? If not i am going to court with this. I already offered to pay his vet bill for the bite and future vet bills related to this bite.
I'm inclined to say no. This isn't a motor vehicle accident. Your insurance company works for you, and it's up to you whether and how to get them involved. Perhaps ask the guy what his actual concerns are - is he afraid your check for the actual damages will bounce or something? Not implying such, of course, but asking a question like that will require him to explain what exactly he thinks he's trying to achieve. Likely HE hasn't had any viable legal advice that would remind him that only the actual cost of the damages (the vet bill) is on the table, here.

Since he's offering one solution (or so he thinks) that DOESN'T involve putting the dog down, his concern can't be the ongoing existence of the dog living next door. That means he's all about the money, and think he'll get more than the actual damages by being a nuisance to your insurance company. Don't reward that adventurism on his part. Call him on what his actual motivations are, since they obviously aren't about the dog in real terms.
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Old November 8th, 2018, 02:12 PM #72
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I am a lawyer, and for that reason, this comment is not intended to be considered legal advice, nor does this comment in any way form an attorney-client relationship with anyone on this board. I recommend retaining an attorney if you have any legal questions or concerns.

Having said all that required stuff, put simply, dogs are considered "property" in Maryland. As such, your liability is limited by the nature and extent of the damage done to that property, in this case, your neighbor's dog. Rest assured, your neighbor cannot "take you to the cleaners." You would, however, be liable for any damage(s) caused by your dog attacking his, assuming you do not have any defense(s) to that act (i.e., his dog attacked first, was on your property, etc.).

Hope this helps. I think your other questions were adequately answered, as far as the one-bite situation, with no prior history. You could, and should, see what your home owner's insurance covers, but you would likely not want to mess with that unless the damages were high.

Good luck!
I'm not an attorney and correct me if I'm wrong but the dark horse here is the owner and neighbors are now on notice that the dog is considered "dangerous".

HO insurance companies blacklist dangerous breeds and even pit-bull-friendly insurers don't write policies if there is a history of biting. If an insurance policy is in place, renewals require disclosure of these incidents. Failure to disclose would likely trigger a denial of any future dog bite claim. If there is an insurance claim for a dog bite, an investigation is triggered for information at city and county animal control departments and neighbors are contacted for any past incidents. I doubt the owner could deny they have knowledge the dog is "dangerous".

Going forward, if there's another incident and the dog bites a person, the owner is financially exposed and could be criminally charged.
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Old November 8th, 2018, 02:58 PM #73
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Originally Posted by hchon3 View Post
Question, do i have to give him my home owners insurance info? If not i am going to court with this. I already offered to pay his vet bill for the bite and future vet bills related to this bite.
Hell no. They aren't going to do squat, and its only going to be a mark against you. I doubt your homeowners even covers this. This is liability, and as I said before, when I inquired about liability and mentioned dogs , the first thing the guy said (nationwide) was that it did not cover liability for your dog.

He needs to win a verdict against you to get anything. I seriously doubt that he's going to decide that its worth his while, unless he's stupid. Even if he does and wins, my understanding (based on the dog=property comments) is that your responsibility will be limited to vet bills and his legal fees.

If you pay for his vet bill, make sure that it is well documented. Get the bill, mark the check, etc.

Be responsible for the dog, but don't roll over for this guy just because he thinks he has you over a barrel. He doesn't.
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Old November 8th, 2018, 07:05 PM #74
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Do not put the dog down. Your neighbor is an ass!
You offered to pay the vet bills. Looks like he wants to be in control.
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Old November 8th, 2018, 09:02 PM #75
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Just found this thread and read through. OP it appears to me you have been more than accommodating to an A- Hole neighbor. I think other members have answered the legal questions. From the dog stand point ( I work and help train potentially aggressive dogs) be prepared for a visit from animal control. Each county handles things a little differently but be proactive vs. reactive in this situation meaning an anonymous call to them laying out the situation and ask for feed back. DO NOT BE PUSHED INTO PUTTING YOUR DOG DOWN
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Old November 8th, 2018, 09:14 PM #76
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Originally Posted by hchon3 View Post
The neighbor is saying he will not go through home owners insurance if i put the dog down. Thats the shit choice he is giving me...

Send him a certified letter telling him you are willing to pay the vet bills. PERIOD!!! Say nothing about putting your dog down. Do you know what vet he is using? Get an approximate cost of his bill and query your insurance company about “what if” they get a claim for that amount. Call his bluff! Do you really want to put your dog down?
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Old November 8th, 2018, 09:19 PM #77
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Originally Posted by hchon3 View Post
Question, do i have to give him my home owners insurance info? If not i am going to court with this. I already offered to pay his vet bill for the bite and future vet bills related to this bite.
Did you say here was a police report or not? If so then provide your insurance company a copy and tell them their may be a claim. Have it on record as to what the damages are. Donít cave to an a**hole.
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Old November 8th, 2018, 09:24 PM #78
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As a former K9 guy I can tell you, that thing around your dogs neck is not a necklace. It needs to be tight! If he's breathing and his eyes aren't bugging out he's fine. Being a shared driveway means your both authorized to be on it. Shared property? Was it still on his yard? IANAL but maybe worth asking. Good luck!
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Old November 8th, 2018, 09:27 PM #79
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As far as putting the dog down tell him to go F@$k himself.
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Old November 8th, 2018, 09:39 PM #80
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As far as putting the dog down tell him to go F@$k himself.
This 100%
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