Any MD car insurance experts for non driver?
- Thread starter Parry
- Start date
The #1 community for Gun Owners of the Northeast
Member Benefits:
No ad networks! Discuss all aspects of firearm ownership Discuss anti-gun legislation Buy, sell, and trade in the classified section Chat with Local gun shops, ranges, trainers & other businesses Discover free outdoor shooting areas View up to date on firearm-related events Share photos & video with other members ...and so much more!
Member Benefits:
huesmann
n00b
That was your entire problem right there, nothing to do with Maryland drivers licenses.
Plus, you don't have to pass any tests (other than tests of identification)!
Wheaton Hills Sportsman
Active Member
- Jan 27, 2012
- 424
To exclude someone who lives in your household from coverage they have to be named as an excluded driver in the liability policy. Maryland law is very specific about named driver exclusions for residents of the same household.
johnkn
Ultimate Member
- Feb 27, 2012
- 2,148
Driver exclusion and done. They then will not use his age when rating your policy
Parry
Active Member
Using the excluded driver option
Since you can update your policy anytime, it sounds like you can just identify excluded drivers and then update the policy to include them if they are planning to drive ahead of time. Many don't know that you can just update your policy based on your immediate needs.
This may be helpful for those who have drivers at the same residence who don't drive year round, but if there is a situation where they need to drive, you can update the policy to include them prior to them driving.
Some people I know who have motorcycles, they update their policy for extended coverage during riding season and then liability only during the offseason.
Does anyone else agree and take advantage of this flexibility?
Since you can update your policy anytime, it sounds like you can just identify excluded drivers and then update the policy to include them if they are planning to drive ahead of time. Many don't know that you can just update your policy based on your immediate needs.
This may be helpful for those who have drivers at the same residence who don't drive year round, but if there is a situation where they need to drive, you can update the policy to include them prior to them driving.
Some people I know who have motorcycles, they update their policy for extended coverage during riding season and then liability only during the offseason.
Does anyone else agree and take advantage of this flexibility?
- Feb 4, 2013
- 28,175
Shop insurance companies.
With USAA, I insure the cars, but also name the drivers who are allowed to drive them.
But even so, they are insured if I let anyone else drive them. I am sure if they find out the person is driving on a regular basis, it would be an issue.
Or, if I drive any other car.
But I did find, it costs more to assign people to specific cars, so I make everyone an occasional user of all the vehicles.
With USAA, I insure the cars, but also name the drivers who are allowed to drive them.
But even so, they are insured if I let anyone else drive them. I am sure if they find out the person is driving on a regular basis, it would be an issue.
Or, if I drive any other car.
But I did find, it costs more to assign people to specific cars, so I make everyone an occasional user of all the vehicles.
