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Old July 31st, 2020, 07:56 PM #1
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Honest car dealers in or near A.A County

Hello, has anyone had good experiences with any local car dealers? (Within ~25 miles from Glen Burnie)? My girlfriend is looking for a dealership that does financing since she doesn't want to drain her savings, which is understandable. We've been to many dealers lately that flat out lie about having the car we're interested in, along with adding ridiculous fees, bringing a $5,000 car over $7,000 at times. Just looking for an honest dealer that won't lie to us or screw us over with hidden fees. Thanks for any and all suggestions!
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Old July 31st, 2020, 08:22 PM #2
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She should join a credit union and get the loan through them. It's hard to beat the rates
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Old July 31st, 2020, 08:34 PM #3
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If you get to 7000 from 5000, I'm guessing they are charging a refurbishment fee or some trash like that.

You have - title fee ($100), tax (6%), registration, (128 +/-), and a $300 dealer fee typically. Im sure im missing something from the state.

I bought a car from Rich Morton Mazda. They were far from the cheapest in advertised prices, but they ended up with the lowest price. Fitzgerald Mazda in Annapolis is expensive but no games.
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Old July 31st, 2020, 08:45 PM #4
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What kind of car is she looking for?
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Old July 31st, 2020, 09:12 PM #5
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She has an account with Navy Federal through me, but she just got her first credit card earlier this year and they already disapproved her for a small loan, but maybe we'll try again
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Old July 31st, 2020, 09:13 PM #6
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we're ok with a dealer fee of like $300, but a lot of them try to charge some $900-$1500 "reconditioning fee," which is a joke because the last car looked and smelled like an ash try because they did absolutely nothing to it lol
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Old July 31st, 2020, 09:15 PM #7
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Quote:
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What kind of car is she looking for?
she's looking for something that will last her 3-5 years. She's never had a car last over a year and she's just tired of junker cars lol.
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Old July 31st, 2020, 09:26 PM #8
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To be honest, if your girlfriend hasn't owned a car beyond a year and doesn't have much credit, your best bet is a used Honda accord or civic, something known for reliability, with as low a mileage as you can find for around a grand. Make sure to take it somewhere trustworthy for a complete inspection. I would take it to what used to be Hondaman on ritchie highway south of jumpers hole rd. If it lasts beyond 6 months she got her money's worth. Then just patch it as necessary until she builds up her credit.

How old is she?
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Old July 31st, 2020, 10:08 PM #9
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Quote:
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She has an account with Navy Federal through me, but she just got her first credit card earlier this year and they already disapproved her for a small loan, but maybe we'll try again
was the small loan a personal loan? they might not have been keen on that since there's nothing for them to take back. i had two years credit and walked in to my credit union and walked out with a blank check for up to $30k in like 25 minutes a few years back.

might be worth asking them before they go and run a hard credit check. it's also a wildly silly that kids can hammer student loans with no thought but can't get a car to get to work...

also +1 for hondaman on ritchie. i used them when i had my old civic.
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Old July 31st, 2020, 10:17 PM #10
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I recently bought from Carmax. The process was as easy-peasy as the commercials say, and their financing was actually better than what my bank offered. What was really neat is they gave me a chance to shop other banks. I paid my down payment, applied for their financing and drove the car home on a Saturday. They "held" the loan for three days before processing it. If my bank gave me a better deal, I could come running back to Carmax on Tuesday with a bank check for the rest of the loan, and they'd tear up my application with them. My bank came close...but not quite, so the Carmax financing automatically went into effect.

I almost never buy cars from dealers (this was my second in 26 years of driving ), so I thought it was pretty cool.
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