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Old March 15th, 2020, 06:25 PM #1
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Looking to Refinance Mortgage

Anyone on the boards that can help out?
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Old March 15th, 2020, 06:33 PM #2
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I am too. Working with Network Capital that has the radio show on WMAL. For a 20 year loan, they are quoting 3.375 with closing help. They are paying up to $1,400 in fees so I keep the same balance. I think I can do better. Navy Federal has as offering 2.5 on a 15 year. They are hard to get ahold of, however.
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Old March 15th, 2020, 06:37 PM #3
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Company Name: Southern Trust Mortgage LLC., Ryan C. Lowry, Branch Manager, NMLS#216919
-Storefront:4940 Campbell Blvd, Suite 125, Nottingham, MD 21236
-Phone:410-753-2236, Fax: 888-804-9340
-Website: www.LoansByLowry.com
-Email: RLowry@southerntrust.com
-Hours of Operation: Always
-Forum Username: El_flasko

THIS GUY! He is one of us and will work hard to get you the best deal.
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Old March 15th, 2020, 06:48 PM #4
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Banks are having a hard time keeping up with demand so rates aren't falling as fast as you'd think

It's hard to find someone who can get your paperwork through
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Old March 15th, 2020, 07:31 PM #5
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I heard that banks are pushing rates up because they cant handle the demand. I locked in last Monday and they told me it would take at least 60 days to close.
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Old March 15th, 2020, 07:43 PM #6
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Quote:
Originally Posted by EarnestT View Post
Company Name: Southern Trust Mortgage LLC., Ryan C. Lowry, Branch Manager, NMLS#216919
-Storefront:4940 Campbell Blvd, Suite 125, Nottingham, MD 21236
-Phone:410-753-2236, Fax: 888-804-9340
-Website: www.LoansByLowry.com
-Email: RLowry@southerntrust.com
-Hours of Operation: Always
-Forum Username: El_flasko

THIS GUY! He is one of us and will work hard to get you the best deal.
This. Contact Ryan and he will take care of you.
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Old March 15th, 2020, 07:45 PM #7
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Rates skyrocketed early last week because of the demand. I should've locked in the Thursday before, but I hesitated.
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Old March 16th, 2020, 10:12 AM #8
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What are the rates today on a 10-15 yr mortgage?
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Old March 28th, 2020, 09:38 AM #9
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My wife works for Homebridge Financial PM me and I will provide contact info
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Old March 28th, 2020, 02:20 PM #10
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Quote:
Originally Posted by Not_an_outlaw View Post
I am too. Working with Network Capital that has the radio show on WMAL. For a 20 year loan, they are quoting 3.375 with closing help. They are paying up to $1,400 in fees so I keep the same balance. I think I can do better. Navy Federal has as offering 2.5 on a 15 year. They are hard to get ahold of, however.
I've had several problems with Navy Federal. I've ask very specific question and repeated them in different ways to clarify understanding. The answers I get on the phone are much different than what actually happens. I've also found mistakes they've made on my accounts and had to have them corrected.
I've started asking for confirmation emails restating the policies they explain on the phone. They get pretty pissy when I ask them to put things in writing.

Some of the problems are directly from the manager in Lexington Park.
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