for day to day use, I've been looking at ballistic panels that carry in a backpack
https://byrna.com/collections/backpack-body-armor/products/byrna-shield-backpack-body-armor
'Tato's and 'Mato's
LOLs... I like them all!
That was a good instructional image to differentiate between the two.... BUT...
I could care less what you call them... as long as I understand what you're talking about.